Credit Guide

In the United States, there are at least 3 million people who own the Union Plus Credit Card as their primary spending card. The only Union-endorsed credit card around, any U.S. resident above 18 years of age are eligible to apply for this card, in addition to being automatically entitled for an 8.99% introductory APR for balance transfers.

Card Consolidation Credit Debt
Even better, the APR will be temporarily fixed as the balance transfer APR for as long as the credit amount is yet to be paid in full. Therefore, this card works great as a balance transfer card. Apart from that, families and members of Union Plus who desire to start or pursue a secondary education will also be able to receive annual rewards to help make studies affordable. In addition, members will also be able to save on their phone bills by using the Union Plus broadband phone service and enrolling themselves in the various calling plans available with Union Plus. Thus, card holders are able obtain unlimited free calls for $199 per year.

Credit unions exist not only worldwide, but also in each of the 50 U.S. states. By definition, a credit union is a cooperative financial institution that is owned and controlled by its members. Credit unions differ from banks and other financial institutions in that the members who have accounts in the credit union are the owners of the credit union.¹ Some experts say that about one half of the nation's credit unions offer secured credit cards to members, many of which may offer lower interest rates.²

Credit Union
Additionally, the Union Plus Credit Card does not require any annual or registration fees. Yet, card holders are entitled to travel accident insurance worth up to $100,000 and protection against unauthorized use of their cards. One of the most unique features of this card is a Strike Payment Protection. In the event that union members are involved in a strike prolonging over a several months, Union Plus credit card holders may opt to skip payments for up to a total of three months. Finance charges, however, will still continue to accumulate. Both conditions also apply to lockouts that last for over a month, whereby salaries maybe with-held and thus, card owners may not be able to settle payments in due time. Besides that, there is also a member advocacy program which indirectly assists members in resolving disagreements, and also helps in managing any Union privilege programs.

Impartial guide about credit card types available in the UK. Ensure you choose the right credit card type for you and save money with uSwitch.com

Merchant Credit Guide Co For more information or to apply for the Union Plus Credit Card, Eric Wasselman recommends Find Credit Cards.

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