Credit Guide

Musicmatch Introduces Prepaid Music Cards

Vesta Corp. and AT&T PrePaid Web Cents Enable Musicmatch To Reach Millions of Music Fans Through Retail Distribution Channels

INDIAN WELLS, Calif.--(BUSINESS WIRE)--April 28, 2004--Musicmatch Inc., a leader in personalized music software and services, announced today at RetailVision that it will introduce Musicmatch Music Download Cards at retail outlets nationwide starting this June.
Musicmatch is working with Vesta, and using AT&T Prepaid Web Cents(R) service, to facilitate the distribution, activation and redemption of the Musicmatch Music Download Cards through AT&T's extensive retail relationships. Three different music download cards will be available, including those featuring 10 music tracks for $9.90, 15 music tracks for $14.85 and 20 music tracks for $19.80. Once the card is purchased, tracks can be redeemed from Musicmatch Downloads, one of the most popular digital music stores today.

Card Consolidation Credit Debt "By offering Musicmatch Music Download Cards at retail, we're empowering customers, including those who do not own credit cards, to buy music easily, conveniently and everywhere," said Mike Matey, Musicmatch vice president of consumer marketing. "We are very excited to work with Vesta and the AT&T PrePaid Web Cents Service on our new prepaid music card program, as the relationship further expands Musicmatch's reach through the retail channel and ensures a great customer experience through proven technologies."

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Credit Union Musicmatch Music Download Cards will be activated immediately as they are purchased and scanned at the register. Once cards are activated, cardholders simply enter in their codes and choose from a catalog of more than 550,000 tracks to download music of their choice at Musicmatch Downloads (www.musicmatch.com). The AT&T PrePaid Web Cents distribution and sales team adds point of sale activation capability to Musicmatch Music Download Cards through its diverse network of retailers, and Vesta Corp. manages the transactions.

Prepaid cards are electronic cards which allow card holders to access funds deposited to an account. A prepaid card can be used to withdraw money or pay for goods and services. Unlike a credit card, which extends a line of credit, prepaid cards are more similar to debit cards. Prepaid card holders can only spend the money they load on the card. Since no credit is extended to prepaid card holders, interest and overdraft fees are avoided.

Merchant Credit Guide Co "Retail distribution will help Musicmatch expand their customer base tremendously," said Rocky Scales, vice president of sales and marketing at Vesta Corp. "Prepaid cards not only make great gifts, but also allow consumers without credit cards, such as teenagers, to purchase and legally download music online."

Money can be loaded on to your prepaid card by cash, bank transfer or even another credit card, and because it is a Visa or MasterCard you can use it anywhere in the world. Prepaid cards generally have the same uses as a credit card, so much so that they are commonly referred to as ‘prepaid credit cards’. However, there is a difference. A prepaid card is completely powered by your cash and therefore the money you have in your prepaid account is the money you have to spend. This means there is no risk of running into debt. There are no credit checks and no interest to pay. Consequently, rather than referring to it as a prepaid credit card, a better description would be a prepaid debit card, a prepaid Visa card or a prepaid MasterCard.

Apply Online For Credit Card Musicmatch Downloads

So as a student, how would a prepaid credit card work for you A prepaid credit card works like a prepay mobile phone. You pay credit in advance of using it. Ita s a great way get the benefits of a credit card, without running up a debt. However, the fees can be expensive, so think carefully about whether ita s worth it. It can be used at shops and online, like a normal credit card.

By Card Credit Debt Debt Guide Musicmatch Downloads offers the easiest way to find, buy and enjoy music that matches each individual's unique taste. Through full integration with Musicmatch Jukebox, Musicmatch Downloads brings together an entire music collection -- including newly purchased downloads -- in one place for simple enjoyment and powerful music management. Musicmatch Downloads lets consumers instantly buy tracks for 99 cents each and $9.99 for most albums.

For some, prepaid cards can be used as a way to discipline spending habits. Since prepaid cards only use deposited funds, excessive shoppers may see them as a healthier alternative to credit cards. By using a prepaid card instead of a credit card, items are not bought on credit, eliminating the headaches of high interest rates.

Credit Repair About Vesta

Active Credit Credit Guide Vesta is the leader in stored value solutions. Uniquely suited to stimulate customer loyalty in the telecom, financial services and retail industries, Vesta's solutions are designed to support credit card-not-present (CNP) transactions requiring real-time customer authentication and account recharge. For over seven years, the company's proprietary transaction management solutions have maximized revenue and provided secure, convenient stored value account services for customers of American Airlines, AT&T, AT&T Wireless, Cingular, MasterCard, NextEstate, Sprint, Verizon and others. Vesta has been ranked as one of America's fastest growing private technology companies by Inc, Fast Company, and Deloitte & Touche, and was recognized by the Computerworld Honors program for technological advancements. For more information on Vesta Corp. visit www.trustvesta.com or email info@trustvesta.com.

Credit Score About AT&T

Bad Car Credit Guide Loan For more than 125 years, AT&T (NYSE:T) has been known for unparalleled quality and reliability in communications. Backed by the research and development capabilities of AT&T Labs, the company is a global leader in local, long distance, Internet and transaction-based voice and data services.

Bad Credit Loan About Musicmatch

Credit Definition Derivative Musicmatch Inc. is a leader in personalized music software and services, helping people find, manage, enjoy and buy music that best matches their unique tastes. The company invented the digital jukebox concept in 1997 and since then has registered more than 50 million users of its best-selling Musicmatch Jukebox. The Musicmatch Radio network, launched in 2000, features the world's most popular Internet radio station, Artist MATCH(TM) Radio. The Musicmatch Downloads service, offering more than 550,000 songs, is the easiest way to find, buy and enjoy music. For additional information, visit www.musicmatch.com.

Bad Credit Mortgage Musicmatch(R) is a registered trademark of Musicmatch Inc.

The Insider Guide To Credit Artist MATCH(TM) is a trademark of Musicmatch Inc.

Business Credit Card Contacts

Banker Complete Credit Guide
Musicmatch
Linda Barger, 858-485-4366
lbarger@musicmatch.com

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