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Card Consolidation Credit Debt In the first high-profile speech by a Democratic presidential prospect since the Republican sweep in the Nov. 5 election, Sen. John Kerry set the tempo for a marathon nomination contest that Democrats are calling the ''Ideas Primary.'' He told a Cleveland audience that he wants to cut taxes for the middle class and launch a renewable-energy program as intense as the space program of the 1960s.

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Credit Union The Democratic Party is struggling to find its voice and beginning the process of choosing a 2004 presidential nominee. Kerry of Massachusetts and Vermont Gov. Howard Dean are the first contenders to set up exploratory committees in the presidential race.

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Merchant Credit Guide Co Throughout the year, while the country was preoccupied with terrorism, the war in Afghanistan and the prospect of a war against Iraq, Democrats interested in the presidency were giving speeches and throwing out ideas. Now, with a year of fundraising and travel about to begin in advance of caucuses and primaries early in 2004, they are hoping the public will take more notice.

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Apply Online For Credit Card Kerry, Dean, Rep. Richard Gephardt of Missouri and Sens. Joe Lieberman of Connecticut and John Edwards of North Carolina have been most active. Former vice president Al Gore, silent for months after the contested 2000 election, has sharply criticized President Bush. But aside from saying it may be time to guarantee everyone access to health insurance, he has not offered specifics of the type that might be found in a campaign platform.

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By Card Credit Debt Debt Guide The main rallying point for Democratic prospects is Bush's tax cuts, which Edwards calls ''the $2 trillion elephant in the room.'' Each would scrap, delay or severely shrink the cuts, most of which would benefit the wealthiest taxpayers. Democrats are taking pains to paint themselves as fiscal conservatives who are not against tax cuts, just against the type Bush wants.

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Credit Repair Kerry said Tuesday at the City Club in Cleveland that the Bush tax cuts will result in ''deficits as far as the eye can see.'' He called them unfair and too gradual to help the economy now. He would exempt the first $10,000 of income from the Social Security payroll tax for one year, which would give the taxpayer a $765 tax cut. He proposed tax breaks to create jobs, boost investment in technology and spur small-business growth. For instance, he would let small businesses defer up to $250,000 in federal taxes if they reinvested the money in the business.

Active Credit Credit Guide Democrats' other tax ideas meant to give an immediate jolt to the economy:

Credit Score * Delaying the Bush tax cut for families earning more than $200,000 a year (Edwards).

Bad Car Credit Guide Loan * Making the first $10,000 of each student's college tuition tax-deductible (Lieberman and Edwards).

Bad Credit Loan * Expanding the earned income tax credit so more working poor families get money back (Kerry).

Credit Definition Derivative * Giving an investment tax credit to businesses that buy hardware, software, telecommunications and other information-based technology (Lieberman).

Bad Credit Mortgage * Offering a one-time home heating tax credit of up to $500 per family (Edwards).

The Insider Guide To Credit Another pillar of the Democrats' emerging platforms is a push for energy independence so that, as Kerry puts it, no American soldiers will have to die for oil. The Democrats would reduce federal subsidies and tax breaks for oil and gas drilling and shift to policies that encourage development of wind and solar power, hydrogen fuel cells and fuel-efficient hybrid cars that run alternately on gasoline and electricity. They say that would be good national security policy and also create jobs.

Business Credit Card Kerry gave an energy speech nearly a year ago promoting his ''20/20'' proposal to have 20% of U.S. electricity come from renewable resources by the year 2020.

Banker Complete Credit Guide ''We need to now go to the moon right here on Earth . . . by creating energy independence here in America,'' he said Tuesday.

Credit Card Application Other prospective 2004 candidates use similar imagery to describe the goal of energy independence. Lieberman says it should be ''the Manhattan Project of our generation.'' Gephardt says the country needs ''an Apollo Project'' to jump-start the renewable energy industry.

Credit Guide Managing By Jill Lawrence
USA Today - 12/4/2002

Topic: Energy

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