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You're driving on road one night, then you notice there's a police cruiser following close behind you. You figure the cop just wants to pass you, so you move over one lane, except he moves over too and stays on your tail, then you see the flashing red & blue lights then "Woooop!!! wooooop!!!" You must be wondering why you were pulled over. You weren't speeding nor breaking any traffic laws and your tag is not expired. Maybe it's just a burned out taillight. "Sir may I see your driver's license and registration please." Then comes the shocker! "SIR... step out of the vehicle." You get patted down for weapons, drugs, etc.. "You're under arrest for outstanding warrants." On go the handcuffs "Zzzzkkkkkk! Zzzzkkkkkk!" "You have the right to remain silent..." By now, you must be thinking "OH S---!!!". "I've never been arrested in my life!" After you've been booked at the county jail, strip searched, fingerprinted, and maybe spent the weekend in the slammer, you go before the judge only to find out you're free to go, all charges dropped because it turns out you're not the person they were looking for.

Card Consolidation Credit Debt Is this a case of mistaken identity, or more likely, a case of STOLEN IDENTITY, or criminal identity theft. The most common scenario is during a traffic citation or misdemeanor arrest, the imposter fraudulently provides to law enforcement somebody else's identification, usually always that of a friend or relative, then skip town and simply not pay the traffic fine or fail to appear in court as required. Unlike financial identity theft, the victim is usually always known to the imposter. The judge will of course issue a warrant for his arrest. In many cases, the imposter either stole or fraudulently acquired a phony driver's license or ID card in the victim's name. The impostor is most often wanted on outstandanding warrants for failure to appear. The victim is usually arrested during a routine traffic stop. This type of identity theft is easiest where the age and appearance of the imposter and victim happen to be very similar. Police are tending to be much more cautious today in order to avoid false arrest lawsuits. Fortunately, unlike financial, criminal identity fraud is rare.

Identity Theft Is Committed By A Variety of Criminals Many identity thefts are committed by opportunists or petty criminals, and organized crime gangs worldwide are also becoming increasingly involved. scale cases of credit fraud and identity theft that involve hacking into major online databases. In Moscow, for example, there are an estimated 6, 000 criminal gangs, and most are believed to be involved in identity theft at some level.

Credit Union Sometimes, the imposter was arrested for a serious charge such as a felony or drunk driving, and the victim's identity ends up in the criminal database system. The victim might in for a real shock when he is told he cannot buy a gun because he failed the instant background check, or is one day called into his boss's office, to be informed he is being fired because a criminal record showed up in a routine employee background check. In the end you probably wished this imposter were caught in Saudi Arabia where he would be sentenced to 100 lashes in the public square.

The CasePlanner system is intuitive and easy to use and is designed to handle all types of cases including financial identity theft, account takeover, criminal impersonations and more.

Merchant Credit Guide Co Unfortunately, the criminal justice system does not yet have a decent contingency plan in place to clear an innocent person's name. The burdon of clearing one's name lies mostly with the accused, sometimes with steep attorney's fees.

"As we help people [get] access to credit, we're strengthening the protections that help consumers build and keep a good credit history. That good record is ruined when criminals steal identities and run up purchases under stolen names. Like other forms of stealing, identity theft leaves the victim feeling terribly violated. And undoing the damage caused by identity theft can take months, " President Bush said.

Apply Online For Credit Card Procedures to clear your name from criminal databases varies according to state, or even individual counties. Some states already have special procedures in place for victims of criminal identity theft. Ask your state Attorney General's office.

While identity theft crimes have struck nearly 30 million people during the last five years¹, many current identity theft laws amount to nothing more than the proverbial "slap on the wrist, " with prosecutors only allowed to try identity theft criminals whose offenses result in at least $5, 000 of damage or loss.² What's more, those same identity theft laws have certain geographic loopholes — further limiting prosecutors from going after identity thieves.

By Card Credit Debt Debt Guide If wrongful criminal offenses are linked to your name, first contact the original arresting police/sheriff's department who originally arrested the impostor, or else the court who issued the arrest warrant and file an impersonation report with them, and confirm your identity. Ask the police department to take your fingerprints, photograph you, and make official copies of your photo IDs, Ie: driver's license, passport, etc.. To claim your innocence, ask the police to compare your fingerprints and photos with the imposter's.

We cannot depend solely on technology to protect us from Internet identity theft. We must remain ever vigilant by using safe online transaction practices. When was the last time you were stalked by Russian organized crime Or by a waiter Identity theft has made us all targets to all kinds of criminals, from drug users to organized crimes gangs and professionals hackers. Never in history have so many citizens been square in the sights of so many criminal groups, all after the same thing.

Credit Repair Maintain a detailed log of all your phone conversions, paperwork, email messages, contacts, etc.. Keep a detailed record of all your expenses incurred. When writing the authorities you should always use certified mail with return receipt. Email is generally not considered secure for sending confidential private information, so it's not recommended if you can avoid it. The rule is never send out something via email that would not want to share with the public. Changing your social security number is rarely recommended as that usually causes more problems than it solves.

Active Credit Credit Guide If the arrest warrant is from another state or county, ask your local police dept. to forward your impersonation report to the agency of the jurisdiction where the arrest warrant, traffic citation, or criminal conviction originated.

Credit Score The police/sheriff's dept should recall any arrest warrants and issue you a clearance letter or certificate of release in the event you were arrested and booked. It's essential to keep this document with you at all times in case you might be falsely arrested again. Have official copies made at the courthouse, in case it gets lost. Ask the agency to file the record of the follow-up investigation establishing your innocence at the D.A's office and/or the court in the juridiction where the crime occurred. This will result in an amended complaint. Unfortunately once your name ends up in a criminal database, it's difficult to get it completely removed. Ask that the key name or primary name be changed from your's to the imposter's name, or else to "John Doe" if the imposter's true identity is unknown, with your name noted as an alias.

Bad Car Credit Guide Loan You will also want to clear your name within the court records. Determine which state law(s) will help you with this and how. If your state has no formal procedure for clearing your record, contact the D.A.'s office in the county where the case was originally prosecuted. Ask the D.A.'s office for the appropriate court records needed to clear your name. Unfortunately in some situations, you may have no choice but to hire an attorney to help you clear your good name. You may want to ask your state DMV if your driver's license was used by the imposter. Ask them to flag your files for possible fraud.

Bad Credit Loan Overall, your best defense is prevention. Pick your friends carefully, and safeguard your drivers license, passports or other forms of ID.

Credit Definition Derivative About The Author:

Bad Credit Mortgage Fred Appleyard Jr

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