As we all know we are in the midst of one of the biggest credit crises in a decade, but this does not stop people from wanting a mortgage or a new mobile phone contract. Each of these people are all trying to get their credit boosted in order to be accepted. But what a lot of people do not know is how much access these companies can actually get about your life, you would be surprised ultimately about how much they actually know.

Have you ever been denied credit, only for the company that ran the check to turn around and tell you that they cannot tell you the reasons why. They cannot really tell you because they don't actually have that much information, they dont know which bill it was you missed or what different discrepencies you had with another company, the only information you may get told is if you have any CCJs or bankruptcy's because that is available publically.

There are many ways to keep your credit score healthy. First and foremost you should always pay your bills ontime, alot of firms such as mobile contract providers actually work closely with credit houses, therefore missing a bill may have a detrimental affect on future purchases. Secondly and probably quite important is to try and be consistent.

Let me just give you a quick example, if you put on one application that you had a different phone number and everytime you got credit checked this phone number was changing people may feel that you are trying to hide something.

For all your phone number services and great fax to email and premium rate numbers services