Credit Guide

If you are looking for a credit card when your credit score is less than perfect or if you have had no credit history at all, the Eufora Prepaid MasterCard was designed with you in mind. The Eufora Prepaid MasterCard is offered by BANKFIRST and not only does it give you a way to build, or rebuild, your credit, but it also give you the chance to earn income when you make referrals.

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For the Eufora Preferred Credit Builder Prepaid MasterCard, any time you refer a new applicant, you will receive $50 per year if that person is approved and keeps their membership in good standing! The annual fee for this card is $59.95 per year, but with the income opportunity you may be able to pay that fee easily with the referral earnings. A minor drawback: even when you refer someone to the Elite level card, you will still only earn the $50 commission.

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Some great benefits of this card are that it offers purchase protection, auto rental insurance and up to $100,000 in travel accident insurance! Another unique perk of the card is the chance to win a new car each month! For every $100 spent on the card, the cardholder will receive an entry in the car drawing, which features 30 different vehicles.

Even if your application goes no further, service providers will add details of this search and your application to your record. In assessing your credit record, we may also use any information which the MoCom Group already holds about you. If your credit application is successful and we fulfil your order, you will be entered into a credit agreement with the Network Service Provider who will add details of your agreement as well as ongoing details of your account and how you manage it to credit reference agency records.

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The minimum amount you can deposit into the Eufora Prepaid MasterCard is $5 and the maximum is $5,000. If you wish to have an additional card on the account, a fee of $9.95 is applied. There are also other various fees when you use this card for other services, like ATM withdrawals and "Credit Builder", and in certain situations, like when you are over your limit or inactive.

Upromise does not guarantee that completing an application for credit will result in your receiving a loan or credit card from a Lender.

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So, when you are looking for a stored value credit card, you may benefit greatly from what the Eufora Preferred Credit Builder Prepaid MasterCard has to offer. With guaranteed approval, no monthly participation and application fees, the opportunity to earn income for referrals and the ease of direct deposit into your account, this card can be a great way to improve your credit.

- International delivery charges depend on your location; please see the Shipping and Returns page for rmation on international delivery charges and times. You can pay by MasterCard, Visa, American Express credit cards, as well as Switch, Solo and Delta debit cards. Order and credit card details are protected by SSL version 3, 128bit encryption. You may also pay by bank (wire) transfer or Credit Card via Telephone. Advanced MP3 Players account details will be made available for this purpose.

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For more information or to apply for the Eufora MasterCard, Beth Derkowitz recommends Find Credit Cards.

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